@prefix pbo: <https://ontology.property.local/pbo#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix sh: <http://www.w3.org/ns/shacl#> .
@prefix dcterms: <http://purl.org/dc/terms/> .
@prefix prov: <http://www.w3.org/ns/prov#> .

# SKOS concept schemes. Each concept is also an individual of its kind class (PAT-003).

pbo:RoleScheme a skos:ConceptScheme ;
    rdfs:label "Role scheme"@en ;
    skos:prefLabel "Role scheme"@en ;
    skos:definition "Roles a party can bear."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Role_Owner , pbo:Role_Investor , pbo:Role_Operator , pbo:Role_Provider , pbo:Role_Landlord , pbo:Role_Tenant , pbo:Role_Resident , pbo:Role_OwnerOccupier , pbo:Role_PropertyManager , pbo:Role_Lender , pbo:Role_Insurer , pbo:Role_Developer , pbo:Role_Adviser , pbo:Role_CorporateTenant , pbo:Role_AnchorTenant , pbo:Role_Council .

pbo:Role_Owner a skos:Concept , pbo:Role ;
    skos:prefLabel "Owner"@en ;
    rdfs:label "Owner"@en ;
    skos:definition "Party holding legal ownership of the asset."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Investor a skos:Concept , pbo:Role ;
    skos:prefLabel "Investor"@en ;
    rdfs:label "Investor"@en ;
    skos:definition "Party deploying capital into property for return."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Operator a skos:Concept , pbo:Role ;
    skos:prefLabel "Operator"@en ;
    rdfs:label "Operator"@en ;
    skos:definition "Party running the accommodation business at the property (master tenant, rooming-house operator, coliving operator)."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Provider a skos:Concept , pbo:Role ;
    skos:prefLabel "Provider (rooming accommodation)"@en ;
    rdfs:label "Provider (rooming accommodation)"@en ;
    skos:definition "Queensland term for the party providing rooming accommodation to residents."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Landlord a skos:Concept , pbo:Role ;
    skos:prefLabel "Landlord / lessor"@en ;
    rdfs:label "Landlord / lessor"@en ;
    skos:definition "Party granting the right to occupy under an agreement."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Tenant a skos:Concept , pbo:Role ;
    skos:prefLabel "Tenant / lessee"@en ;
    rdfs:label "Tenant / lessee"@en ;
    skos:definition "Party taking the right to occupy under a tenancy or lease."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Resident a skos:Concept , pbo:Role ;
    skos:prefLabel "Resident"@en ;
    rdfs:label "Resident"@en ;
    skos:definition "Occupant of a room under rooming accommodation or coliving arrangements."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_OwnerOccupier a skos:Concept , pbo:Role ;
    skos:prefLabel "Owner-occupier"@en ;
    rdfs:label "Owner-occupier"@en ;
    skos:definition "Owner who lives at the property while renting rooms."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_PropertyManager a skos:Concept , pbo:Role ;
    skos:prefLabel "Property manager"@en ;
    rdfs:label "Property manager"@en ;
    skos:definition "Licensed party managing property for an owner."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Lender a skos:Concept , pbo:Role ;
    skos:prefLabel "Lender"@en ;
    rdfs:label "Lender"@en ;
    skos:definition "Party providing debt finance secured on the property."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Insurer a skos:Concept , pbo:Role ;
    skos:prefLabel "Insurer"@en ;
    rdfs:label "Insurer"@en ;
    skos:definition "Party insuring the property or business."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Developer a skos:Concept , pbo:Role ;
    skos:prefLabel "Developer"@en ;
    rdfs:label "Developer"@en ;
    skos:definition "Party undertaking a development project."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Adviser a skos:Concept , pbo:Role ;
    skos:prefLabel "Adviser"@en ;
    rdfs:label "Adviser"@en ;
    skos:definition "Planner, lawyer, accountant, building surveyor, valuer or other professional adviser."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_CorporateTenant a skos:Concept , pbo:Role ;
    skos:prefLabel "Corporate tenant"@en ;
    rdfs:label "Corporate tenant"@en ;
    skos:definition "Company leasing residential property for staff."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_AnchorTenant a skos:Concept , pbo:Role ;
    skos:prefLabel "Anchor tenant"@en ;
    rdfs:label "Anchor tenant"@en ;
    skos:definition "Major tenant whose presence draws traffic and underpins co-tenancy clauses."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:Role_Council a skos:Concept , pbo:Role ;
    skos:prefLabel "Council"@en ;
    rdfs:label "Council"@en ;
    skos:definition "Local government in its regulatory role."@en ;
    skos:inScheme pbo:RoleScheme ;
    skos:topConceptOf pbo:RoleScheme .

pbo:InvestmentStrategyScheme a skos:ConceptScheme ;
    rdfs:label "Investment strategy scheme"@en ;
    skos:prefLabel "Investment strategy scheme"@en ;
    skos:definition "Named investment strategies described in the corpus."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Strategy_BuyAndHold , pbo:Strategy_FixAndFlip , pbo:Strategy_RenovateAndRent , pbo:Strategy_ShortTermRental , pbo:Strategy_CashFlow , pbo:Strategy_DualIncome , pbo:Strategy_RoomingHouse , pbo:Strategy_RentToRent , pbo:Strategy_Coliving , pbo:Strategy_CorporateLeasing , pbo:Strategy_CommercialProperty , pbo:Strategy_NewBuildBuyToLet , pbo:Strategy_SmallScaleDevelopment , pbo:Strategy_ManagedInvestment , pbo:Strategy_BuildToRent .

pbo:Strategy_BuyAndHold a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Buy and hold"@en ;
    rdfs:label "Buy and hold"@en ;
    skos:definition "Long-term ownership for capital growth and rental income."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_FixAndFlip a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Fix and flip"@en ;
    rdfs:label "Fix and flip"@en ;
    skos:definition "Acquire undervalued property, renovate quickly, sell for gain."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_RenovateAndRent a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Renovate and rent"@en ;
    rdfs:label "Renovate and rent"@en ;
    skos:definition "Modernise older assets for long-term tenants."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_ShortTermRental a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Short-term rental / holiday let"@en ;
    rdfs:label "Short-term rental / holiday let"@en ;
    skos:definition "Target tourist or transient markets; subject to short-stay regulation."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_CashFlow a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Cash-flow strategy"@en ;
    rdfs:label "Cash-flow strategy"@en ;
    skos:definition "Acquire high-yield, low-vacancy property to maximise income."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_DualIncome a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Dual-income property"@en ;
    rdfs:label "Dual-income property"@en ;
    skos:definition "One land parcel configured to produce two rental streams."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_RoomingHouse a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Rooming house / room-by-room"@en ;
    rdfs:label "Rooming house / room-by-room"@en ;
    skos:definition "Let rooms separately to unrelated residents for higher gross yield with higher management and compliance load."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_RentToRent a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Rent-to-rent / master lease operation"@en ;
    rdfs:label "Rent-to-rent / master lease operation"@en ;
    skos:definition "Lease from an owner and sublet to residents, capturing the spread."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_Coliving a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Coliving operation"@en ;
    rdfs:label "Coliving operation"@en ;
    skos:definition "Operate shared-living accommodation with services and community."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_CorporateLeasing a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Corporate leasing"@en ;
    rdfs:label "Corporate leasing"@en ;
    skos:definition "Let furnished residential property to companies for staff at a premium."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_CommercialProperty a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Commercial property investment"@en ;
    rdfs:label "Commercial property investment"@en ;
    skos:definition "Own commercial premises let to business tenants."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_NewBuildBuyToLet a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "New-build buy-to-let"@en ;
    rdfs:label "New-build buy-to-let"@en ;
    skos:definition "Acquire newly built residential property to rent, favoured by post-2027 negative-gearing rules."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_SmallScaleDevelopment a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Small-scale development"@en ;
    rdfs:label "Small-scale development"@en ;
    skos:definition "Build, subdivide or convert to manufacture equity and new dwellings (build-and-hold, build-sell-some-hold-some, acquire-convert-hold)."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_ManagedInvestment a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Managed / passive investment"@en ;
    rdfs:label "Managed / passive investment"@en ;
    skos:definition "REITs or managed funds with minimal direct involvement."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:Strategy_BuildToRent a skos:Concept , pbo:InvestmentStrategy ;
    skos:prefLabel "Build-to-rent (institutional)"@en ;
    rdfs:label "Build-to-rent (institutional)"@en ;
    skos:definition "Large-scale purpose-built rental with at least 50 self-contained dwellings qualifying for land-tax incentives."@en ;
    skos:inScheme pbo:InvestmentStrategyScheme ;
    skos:topConceptOf pbo:InvestmentStrategyScheme .

pbo:OperatingModelScheme a skos:ConceptScheme ;
    rdfs:label "Operating model scheme"@en ;
    skos:prefLabel "Operating model scheme"@en ;
    skos:definition "Who controls the asset, earns revenue and bears risk."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:OperatingModel_SingleLeaseRental , pbo:OperatingModel_OwnerOperated , pbo:OperatingModel_MasterLease , pbo:OperatingModel_ManagementRevenueShare , pbo:OperatingModel_HybridFranchise , pbo:OperatingModel_CorporateLeasing , pbo:OperatingModel_OwnerOccupierRooms , pbo:OperatingModel_ShortStay .

pbo:OperatingModel_SingleLeaseRental a skos:Concept , pbo:OperatingModel ;
    skos:prefLabel "Single-lease rental"@en ;
    rdfs:label "Single-lease rental"@en ;
    skos:definition "Owner lets the whole property under one tenancy, usually via a property manager."@en ;
    skos:inScheme pbo:OperatingModelScheme ;
    skos:topConceptOf pbo:OperatingModelScheme .

pbo:OperatingModel_OwnerOperated a skos:Concept , pbo:OperatingModel ;
    skos:prefLabel "Owner-operated accommodation"@en ;
    rdfs:label "Owner-operated accommodation"@en ;
    skos:definition "Owner operates rooming or coliving accommodation directly, retaining NOI and appreciation."@en ;
    skos:inScheme pbo:OperatingModelScheme ;
    skos:topConceptOf pbo:OperatingModelScheme .

pbo:OperatingModel_MasterLease a skos:Concept , pbo:OperatingModel ;
    skos:prefLabel "Master lease / rent-to-rent"@en ;
    rdfs:label "Master lease / rent-to-rent"@en ;
    skos:definition "Operator holds a head lease at fixed rent and sublets to residents; bears vacancy and operating risk."@en ;
    skos:inScheme pbo:OperatingModelScheme ;
    skos:topConceptOf pbo:OperatingModelScheme .

pbo:OperatingModel_ManagementRevenueShare a skos:Concept , pbo:OperatingModel ;
    skos:prefLabel "Management / revenue share"@en ;
    rdfs:label "Management / revenue share"@en ;
    skos:definition "Operator manages for the owner for a fee or share of revenue or profit; no fixed head rent."@en ;
    skos:inScheme pbo:OperatingModelScheme ;
    skos:topConceptOf pbo:OperatingModelScheme .

pbo:OperatingModel_HybridFranchise a skos:Concept , pbo:OperatingModel ;
    skos:prefLabel "Hybrid / franchise"@en ;
    rdfs:label "Hybrid / franchise"@en ;
    skos:definition "Brand and systems separated from local capital; operator margin plus or minus royalties."@en ;
    skos:inScheme pbo:OperatingModelScheme ;
    skos:topConceptOf pbo:OperatingModelScheme .

pbo:OperatingModel_CorporateLeasing a skos:Concept , pbo:OperatingModel ;
    skos:prefLabel "Corporate leasing"@en ;
    rdfs:label "Corporate leasing"@en ;
    skos:definition "Landlord lets furnished residential property to a company; treated as a demand channel rather than an ownership structure."@en ;
    skos:inScheme pbo:OperatingModelScheme ;
    skos:topConceptOf pbo:OperatingModelScheme .

pbo:OperatingModel_OwnerOccupierRooms a skos:Concept , pbo:OperatingModel ;
    skos:prefLabel "Owner-occupier renting rooms"@en ;
    rdfs:label "Owner-occupier renting rooms"@en ;
    skos:definition "Owner lives in and rents one or more rooms; tenancy-law application depends on room count and bonds."@en ;
    skos:inScheme pbo:OperatingModelScheme ;
    skos:topConceptOf pbo:OperatingModelScheme .

pbo:OperatingModel_ShortStay a skos:Concept , pbo:OperatingModel ;
    skos:prefLabel "Short-stay accommodation"@en ;
    rdfs:label "Short-stay accommodation"@en ;
    skos:definition "Transient accommodation under 28 days (Victoria), subject to levy, planning and owners-corporation rules."@en ;
    skos:inScheme pbo:OperatingModelScheme ;
    skos:topConceptOf pbo:OperatingModelScheme .

pbo:AccommodationTypeScheme a skos:ConceptScheme ;
    rdfs:label "Accommodation type scheme"@en ;
    skos:prefLabel "Accommodation type scheme"@en ;
    skos:definition "Physical and occupancy configurations of accommodation."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:AccommodationType_WholeDwellingRental , pbo:AccommodationType_RoomingHouse , pbo:AccommodationType_HMO , pbo:AccommodationType_BoardingHouse , pbo:AccommodationType_ShareHouse , pbo:AccommodationType_Coliving , pbo:AccommodationType_PurposeBuiltStudios , pbo:AccommodationType_StudentAccommodation , pbo:AccommodationType_Duplex , pbo:AccommodationType_DualKey , pbo:AccommodationType_DualOccupancy , pbo:AccommodationType_SecondaryDwelling , pbo:AccommodationType_ShortStay , pbo:AccommodationType_CorporateFurnished , pbo:AccommodationType_SingleTenantCommercial , pbo:AccommodationType_MultiTenantCommercial , pbo:AccommodationType_Coworking .

pbo:AccommodationType_WholeDwellingRental a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Whole-dwelling rental"@en ;
    rdfs:label "Whole-dwelling rental"@en ;
    skos:definition "Entire house or apartment let under one agreement."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_RoomingHouse a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Rooming house / rooming accommodation"@en ;
    rdfs:label "Rooming house / rooming accommodation"@en ;
    skos:definition "Rooms let separately with shared facilities; definitions vary by state and source (four or more unrelated residents; up to five lets in Brisbane; five-studio or six-bedroom purpose-built layouts)."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_HMO a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "House in multiple occupation (HMO)"@en ;
    rdfs:label "House in multiple occupation (HMO)"@en ;
    skos:definition "UK-derived term for room-by-room letting to unrelated tenants sharing communal facilities; used interchangeably with rooming house in Australian marketing."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_BoardingHouse a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Boarding house"@en ;
    rdfs:label "Boarding house"@en ;
    skos:definition "Historic term for room-by-room accommodation; may be classified as commercial residential premises for GST."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_ShareHouse a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Share house / co-tenancy"@en ;
    rdfs:label "Share house / co-tenancy"@en ;
    skos:definition "Unrelated co-tenants on one or several leases without an operator; not a rooming house per Consumer Affairs Victoria."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_Coliving a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Coliving"@en ;
    rdfs:label "Coliving"@en ;
    skos:definition "Private rooms or beds with shared spaces, community services and operating technology."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_PurposeBuiltStudios a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Purpose-built self-contained studios"@en ;
    rdfs:label "Purpose-built self-contained studios"@en ;
    skos:definition "Rooming accommodation designed as self-contained studios with ensuite and kitchenette plus common areas."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_StudentAccommodation a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Student accommodation"@en ;
    rdfs:label "Student accommodation"@en ;
    skos:definition "Accommodation for students; may be exempt from residential-service registration in Queensland."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_Duplex a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Duplex"@en ;
    rdfs:label "Duplex"@en ;
    skos:definition "Two dwellings side-by-side or front/rear on one lot, single title or subdivided."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_DualKey a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Dual key"@en ;
    rdfs:label "Dual key"@en ;
    skos:definition "One building with two self-contained sections on one title."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_DualOccupancy a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Dual occupancy"@en ;
    rdfs:label "Dual occupancy"@en ;
    skos:definition "Two dwellings on one lot."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_SecondaryDwelling a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Secondary dwelling / granny flat"@en ;
    rdfs:label "Secondary dwelling / granny flat"@en ;
    skos:definition "Smaller secondary dwelling (60-80 m2 typical; under 70 m2 ancillary in WA/SA) on the same lot as a primary home."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_ShortStay a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Short-stay accommodation"@en ;
    rdfs:label "Short-stay accommodation"@en ;
    skos:definition "Transient accommodation for tourists or workers."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_CorporateFurnished a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Corporate furnished housing"@en ;
    rdfs:label "Corporate furnished housing"@en ;
    skos:definition "Hotel-like furnished residential property for corporate staff."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_SingleTenantCommercial a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Single-tenant commercial property"@en ;
    rdfs:label "Single-tenant commercial property"@en ;
    skos:definition "Commercial property occupied by one lessee, often on a long net lease."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_MultiTenantCommercial a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Multi-tenant commercial property"@en ;
    rdfs:label "Multi-tenant commercial property"@en ;
    skos:definition "Property with several lessees in separate units (office centre, shopping mall, industrial estate, healthcare centre)."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:AccommodationType_Coworking a skos:Concept , pbo:AccommodationType ;
    skos:prefLabel "Co-working space"@en ;
    rdfs:label "Co-working space"@en ;
    skos:definition "Shared office environment for sole operators and small businesses."@en ;
    skos:inScheme pbo:AccommodationTypeScheme ;
    skos:topConceptOf pbo:AccommodationTypeScheme .

pbo:OwnershipStructureScheme a skos:ConceptScheme ;
    rdfs:label "Ownership structure scheme"@en ;
    skos:prefLabel "Ownership structure scheme"@en ;
    skos:definition "Legal vehicles for holding property."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Structure_Individual , pbo:Structure_JointTenants , pbo:Structure_TenantsInCommon , pbo:Structure_DiscretionaryTrust , pbo:Structure_UnitTrust , pbo:Structure_Company , pbo:Structure_SMSF .

pbo:Structure_Individual a skos:Concept , pbo:OwnershipStructure ;
    skos:prefLabel "Individual / personal name"@en ;
    rdfs:label "Individual / personal name"@en ;
    skos:definition "Property held personally; simplest, suits negative gearing with low personal risk."@en ;
    skos:inScheme pbo:OwnershipStructureScheme ;
    skos:topConceptOf pbo:OwnershipStructureScheme .

pbo:Structure_JointTenants a skos:Concept , pbo:OwnershipStructure ;
    skos:prefLabel "Joint tenants"@en ;
    rdfs:label "Joint tenants"@en ;
    skos:definition "Equal shares; ownership passes to the surviving joint tenant."@en ;
    skos:inScheme pbo:OwnershipStructureScheme ;
    skos:topConceptOf pbo:OwnershipStructureScheme .

pbo:Structure_TenantsInCommon a skos:Concept , pbo:OwnershipStructure ;
    skos:prefLabel "Tenants in common"@en ;
    rdfs:label "Tenants in common"@en ;
    skos:definition "Specified shares that pass to each owner's estate."@en ;
    skos:inScheme pbo:OwnershipStructureScheme ;
    skos:topConceptOf pbo:OwnershipStructureScheme .

pbo:Structure_DiscretionaryTrust a skos:Concept , pbo:OwnershipStructure ;
    skos:prefLabel "Discretionary (family) trust"@en ;
    rdfs:label "Discretionary (family) trust"@en ;
    skos:definition "Trustee distributes income at discretion; some asset protection; higher land-tax rates in some states."@en ;
    skos:inScheme pbo:OwnershipStructureScheme ;
    skos:topConceptOf pbo:OwnershipStructureScheme .

pbo:Structure_UnitTrust a skos:Concept , pbo:OwnershipStructure ;
    skos:prefLabel "Unit trust"@en ;
    rdfs:label "Unit trust"@en ;
    skos:definition "Fixed interests suited to unrelated investors; asset protection."@en ;
    skos:inScheme pbo:OwnershipStructureScheme ;
    skos:topConceptOf pbo:OwnershipStructureScheme .

pbo:Structure_Company a skos:Concept , pbo:OwnershipStructure ;
    skos:prefLabel "Company"@en ;
    rdfs:label "Company"@en ;
    skos:definition "Corporate ownership; loses the 50% CGT discount."@en ;
    skos:inScheme pbo:OwnershipStructureScheme ;
    skos:topConceptOf pbo:OwnershipStructureScheme .

pbo:Structure_SMSF a skos:Concept , pbo:OwnershipStructure ;
    skos:prefLabel "Self-managed superannuation fund"@en ;
    rdfs:label "Self-managed superannuation fund"@en ;
    skos:definition "Retirement-focused holding vehicle with liquidity constraints."@en ;
    skos:inScheme pbo:OwnershipStructureScheme ;
    skos:topConceptOf pbo:OwnershipStructureScheme .

pbo:LeaseTypeScheme a skos:ConceptScheme ;
    rdfs:label "Lease type scheme"@en ;
    skos:prefLabel "Lease type scheme"@en ;
    skos:definition "Lease structures by duration and outgoings allocation."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:LeaseType_ShortTerm , pbo:LeaseType_LongTerm , pbo:LeaseType_ShoppingCentre , pbo:LeaseType_Gross , pbo:LeaseType_Net , pbo:LeaseType_TripleNet .

pbo:LeaseType_ShortTerm a skos:Concept , pbo:LeaseType ;
    skos:prefLabel "Short-term renting"@en ;
    rdfs:label "Short-term renting"@en ;
    skos:definition "Flexible short occupation with reduced security of tenure."@en ;
    skos:inScheme pbo:LeaseTypeScheme ;
    skos:topConceptOf pbo:LeaseTypeScheme .

pbo:LeaseType_LongTerm a skos:Concept , pbo:LeaseType ;
    skos:prefLabel "Long-term lease"@en ;
    rdfs:label "Long-term lease"@en ;
    skos:definition "Longer commitment giving stability; early termination carries consequences."@en ;
    skos:inScheme pbo:LeaseTypeScheme ;
    skos:topConceptOf pbo:LeaseTypeScheme .

pbo:LeaseType_ShoppingCentre a skos:Concept , pbo:LeaseType ;
    skos:prefLabel "Shopping-centre / retail shop lease"@en ;
    rdfs:label "Shopping-centre / retail shop lease"@en ;
    skos:definition "Lease in a centre of five or more shops with centre-specific restrictions and retail-lease legislation."@en ;
    skos:inScheme pbo:LeaseTypeScheme ;
    skos:topConceptOf pbo:LeaseTypeScheme .

pbo:LeaseType_Gross a skos:Concept , pbo:LeaseType ;
    skos:prefLabel "Gross lease"@en ;
    rdfs:label "Gross lease"@en ;
    skos:definition "Landlord bears most outgoings; tenant pays rent only."@en ;
    skos:inScheme pbo:LeaseTypeScheme ;
    skos:topConceptOf pbo:LeaseTypeScheme .

pbo:LeaseType_Net a skos:Concept , pbo:LeaseType ;
    skos:prefLabel "Net lease"@en ;
    rdfs:label "Net lease"@en ;
    skos:definition "Tenant pays rent plus some outgoings."@en ;
    skos:inScheme pbo:LeaseTypeScheme ;
    skos:topConceptOf pbo:LeaseTypeScheme .

pbo:LeaseType_TripleNet a skos:Concept , pbo:LeaseType ;
    skos:prefLabel "Triple-net lease"@en ;
    rdfs:label "Triple-net lease"@en ;
    skos:definition "Tenant pays taxes, insurance and maintenance in addition to rent."@en ;
    skos:inScheme pbo:LeaseTypeScheme ;
    skos:topConceptOf pbo:LeaseTypeScheme .

pbo:TenantConfigurationScheme a skos:ConceptScheme ;
    rdfs:label "Tenant configuration scheme"@en ;
    skos:prefLabel "Tenant configuration scheme"@en ;
    skos:definition "Single versus multiple tenants."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:TenantConfiguration_Single , pbo:TenantConfiguration_Multi .

pbo:TenantConfiguration_Single a skos:Concept , pbo:TenantConfiguration ;
    skos:prefLabel "Single-tenant"@en ;
    rdfs:label "Single-tenant"@en ;
    skos:definition "One lessee occupies the entire property."@en ;
    skos:inScheme pbo:TenantConfigurationScheme ;
    skos:topConceptOf pbo:TenantConfigurationScheme .

pbo:TenantConfiguration_Multi a skos:Concept , pbo:TenantConfiguration ;
    skos:prefLabel "Multi-tenant"@en ;
    rdfs:label "Multi-tenant"@en ;
    skos:definition "Several lessees occupy separate units."@en ;
    skos:inScheme pbo:TenantConfigurationScheme ;
    skos:topConceptOf pbo:TenantConfigurationScheme .

pbo:TenantSegmentScheme a skos:ConceptScheme ;
    rdfs:label "Tenant segment scheme"@en ;
    skos:prefLabel "Tenant segment scheme"@en ;
    skos:definition "Demand groups targeted by accommodation products."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Segment_Students , pbo:Segment_YoungProfessionals , pbo:Segment_EssentialWorkers , pbo:Segment_TemporaryWorkers , pbo:Segment_CorporateStaff , pbo:Segment_SinglesAndCouples , pbo:Segment_NewArrivals , pbo:Segment_Families , pbo:Segment_Tourists , pbo:Segment_BusinessOccupiers .

pbo:Segment_Students a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Students"@en ;
    rdfs:label "Students"@en ;
    skos:definition "Students: a tenant segment value named in the corpus."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_YoungProfessionals a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Young professionals"@en ;
    rdfs:label "Young professionals"@en ;
    skos:definition "Young professionals: a tenant segment value named in the corpus."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_EssentialWorkers a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Healthcare and essential workers"@en ;
    rdfs:label "Healthcare and essential workers"@en ;
    skos:definition "Healthcare and essential workers: a tenant segment value named in the corpus."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_TemporaryWorkers a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Temporary or seasonal workers"@en ;
    rdfs:label "Temporary or seasonal workers"@en ;
    skos:definition "Temporary or seasonal workers: a tenant segment value named in the corpus."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_CorporateStaff a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Corporate staff / travelling employees"@en ;
    rdfs:label "Corporate staff / travelling employees"@en ;
    skos:definition "Corporate staff / travelling employees: a tenant segment value named in the corpus."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_SinglesAndCouples a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Singles and couples"@en ;
    rdfs:label "Singles and couples"@en ;
    skos:definition "Underserved for studio and one-bed accommodation."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_NewArrivals a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "New arrivals / migrants"@en ;
    rdfs:label "New arrivals / migrants"@en ;
    skos:definition "New arrivals / migrants: a tenant segment value named in the corpus."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_Families a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Families"@en ;
    rdfs:label "Families"@en ;
    skos:definition "Not a target for HMO products."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_Tourists a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Tourists / transient visitors"@en ;
    rdfs:label "Tourists / transient visitors"@en ;
    skos:definition "Tourists / transient visitors: a tenant segment value named in the corpus."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:Segment_BusinessOccupiers a skos:Concept , pbo:TenantSegment ;
    skos:prefLabel "Business occupiers"@en ;
    rdfs:label "Business occupiers"@en ;
    skos:definition "Retail, office, industrial, healthcare and warehouse tenants."@en ;
    skos:inScheme pbo:TenantSegmentScheme ;
    skos:topConceptOf pbo:TenantSegmentScheme .

pbo:AgencyBusinessModelScheme a skos:ConceptScheme ;
    rdfs:label "Agency business model scheme"@en ;
    skos:prefLabel "Agency business model scheme"@en ;
    skos:definition "Organisational models for real-estate agencies."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:AgencyModel_Franchise , pbo:AgencyModel_Cooperative , pbo:AgencyModel_JointVenture , pbo:AgencyModel_Boutique , pbo:AgencyModel_Independent .

pbo:AgencyModel_Franchise a skos:Concept , pbo:AgencyBusinessModel ;
    skos:prefLabel "Franchise agency"@en ;
    rdfs:label "Franchise agency"@en ;
    skos:definition "Franchisees operate under a franchisor's brand and system for fees; resources controlled internally."@en ;
    skos:inScheme pbo:AgencyBusinessModelScheme ;
    skos:topConceptOf pbo:AgencyBusinessModelScheme .

pbo:AgencyModel_Cooperative a skos:Concept , pbo:AgencyBusinessModel ;
    skos:prefLabel "Cooperative agency"@en ;
    rdfs:label "Cooperative agency"@en ;
    skos:definition "Independently owned agencies under a licence arrangement sharing services."@en ;
    skos:inScheme pbo:AgencyBusinessModelScheme ;
    skos:topConceptOf pbo:AgencyBusinessModelScheme .

pbo:AgencyModel_JointVenture a skos:Concept , pbo:AgencyBusinessModel ;
    skos:prefLabel "Joint-venture agency"@en ;
    rdfs:label "Joint-venture agency"@en ;
    skos:definition "Main owner/operator holds a majority interest in each operating unit."@en ;
    skos:inScheme pbo:AgencyBusinessModelScheme ;
    skos:topConceptOf pbo:AgencyBusinessModelScheme .

pbo:AgencyModel_Boutique a skos:Concept , pbo:AgencyBusinessModel ;
    skos:prefLabel "Boutique agency"@en ;
    rdfs:label "Boutique agency"@en ;
    skos:definition "Large independent organisation under a single owner/operator with multiple managed units."@en ;
    skos:inScheme pbo:AgencyBusinessModelScheme ;
    skos:topConceptOf pbo:AgencyBusinessModelScheme .

pbo:AgencyModel_Independent a skos:Concept , pbo:AgencyBusinessModel ;
    skos:prefLabel "Independent agency"@en ;
    rdfs:label "Independent agency"@en ;
    skos:definition "Fully independent agency supported by specialist networks; sources capabilities externally."@en ;
    skos:inScheme pbo:AgencyBusinessModelScheme ;
    skos:topConceptOf pbo:AgencyBusinessModelScheme .

pbo:BuildingClassificationScheme a skos:ConceptScheme ;
    rdfs:label "Building classification scheme"@en ;
    skos:prefLabel "Building classification scheme"@en ;
    skos:definition "National Construction Code building classes referenced in the corpus."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:BuildingClass_1a , pbo:BuildingClass_1b , pbo:BuildingClass_3 .

pbo:BuildingClass_1a a skos:Concept , pbo:BuildingClassification ;
    skos:prefLabel "Class 1a"@en ;
    rdfs:label "Class 1a"@en ;
    skos:definition "Single dwelling (detached house, townhouse)."@en ;
    skos:inScheme pbo:BuildingClassificationScheme ;
    skos:topConceptOf pbo:BuildingClassificationScheme .

pbo:BuildingClass_1b a skos:Concept , pbo:BuildingClassification ;
    skos:prefLabel "Class 1b"@en ;
    rdfs:label "Class 1b"@en ;
    skos:definition "Boarding house, guest house or hostel with limited residents and floor area."@en ;
    skos:inScheme pbo:BuildingClassificationScheme ;
    skos:topConceptOf pbo:BuildingClassificationScheme .

pbo:BuildingClass_3 a skos:Concept , pbo:BuildingClassification ;
    skos:prefLabel "Class 3"@en ;
    rdfs:label "Class 3"@en ;
    skos:definition "Residential building for unrelated persons (larger shared accommodation, hostels)."@en ;
    skos:inScheme pbo:BuildingClassificationScheme ;
    skos:topConceptOf pbo:BuildingClassificationScheme .

pbo:TaxClassificationScheme a skos:ConceptScheme ;
    rdfs:label "Tax classification scheme"@en ;
    skos:prefLabel "Tax classification scheme"@en ;
    skos:definition "Tax-law categorisations of property activity."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Tax_RentalInvestment , pbo:Tax_RentalBusiness , pbo:Tax_ProfitMakingUndertaking , pbo:Tax_InputTaxedResidentialRent , pbo:Tax_CommercialResidentialPremises .

pbo:Tax_RentalInvestment a skos:Concept , pbo:TaxClassification ;
    skos:prefLabel "Rental property investment"@en ;
    rdfs:label "Rental property investment"@en ;
    skos:definition "Passive letting; most owners even with multiple properties."@en ;
    skos:inScheme pbo:TaxClassificationScheme ;
    skos:topConceptOf pbo:TaxClassificationScheme .

pbo:Tax_RentalBusiness a skos:Concept , pbo:TaxClassification ;
    skos:prefLabel "Carrying on a rental-property business"@en ;
    rdfs:label "Carrying on a rental-property business"@en ;
    skos:definition "Significant scale, hours, personal involvement and business-like conduct (TR 97/11 indicators)."@en ;
    skos:inScheme pbo:TaxClassificationScheme ;
    skos:topConceptOf pbo:TaxClassificationScheme .

pbo:Tax_ProfitMakingUndertaking a skos:Concept , pbo:TaxClassification ;
    skos:prefLabel "Profit-making undertaking / development business"@en ;
    rdfs:label "Profit-making undertaking / development business"@en ;
    skos:definition "Property acquired, developed or subdivided for profitable resale; profit is ordinary income."@en ;
    skos:inScheme pbo:TaxClassificationScheme ;
    skos:topConceptOf pbo:TaxClassificationScheme .

pbo:Tax_InputTaxedResidentialRent a skos:Concept , pbo:TaxClassification ;
    skos:prefLabel "Input-taxed residential rent"@en ;
    rdfs:label "Input-taxed residential rent"@en ;
    skos:definition "Ordinary residential rent: no GST charged, no GST credits."@en ;
    skos:inScheme pbo:TaxClassificationScheme ;
    skos:topConceptOf pbo:TaxClassificationScheme .

pbo:Tax_CommercialResidentialPremises a skos:Concept , pbo:TaxClassification ;
    skos:prefLabel "Commercial residential premises"@en ;
    rdfs:label "Commercial residential premises"@en ;
    skos:definition "Hotels, motels, hostels, boarding houses whose lease can be subject to GST."@en ;
    skos:inScheme pbo:TaxClassificationScheme ;
    skos:topConceptOf pbo:TaxClassificationScheme .

pbo:AuthorisationTypeScheme a skos:ConceptScheme ;
    rdfs:label "Authorisation type scheme"@en ;
    skos:prefLabel "Authorisation type scheme"@en ;
    skos:definition "Kinds of authorisation regimes require."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:AuthType_PlanningApproval , pbo:AuthType_BuildingApproval , pbo:AuthType_FireSafety , pbo:AuthType_ResidentialServiceRegistration , pbo:AuthType_Accreditation , pbo:AuthType_OperatorLicence , pbo:AuthType_PremisesRegistration , pbo:AuthType_AgentLicence , pbo:AuthType_LenderApproval , pbo:AuthType_InsurerConfirmation .

pbo:AuthType_PlanningApproval a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Planning approval"@en ;
    rdfs:label "Planning approval"@en ;
    skos:definition "Planning approval: a authorisation type value named in the corpus."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_BuildingApproval a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Building approval / classification"@en ;
    rdfs:label "Building approval / classification"@en ;
    skos:definition "Building approval / classification: a authorisation type value named in the corpus."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_FireSafety a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Fire-safety certification"@en ;
    rdfs:label "Fire-safety certification"@en ;
    skos:definition "Fire-safety certification: a authorisation type value named in the corpus."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_ResidentialServiceRegistration a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Residential service registration (QLD)"@en ;
    rdfs:label "Residential service registration (QLD)"@en ;
    skos:definition "Residential service registration (QLD): a authorisation type value named in the corpus."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_Accreditation a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Accommodation service accreditation (QLD)"@en ;
    rdfs:label "Accommodation service accreditation (QLD)"@en ;
    skos:definition "Accommodation service accreditation (QLD): a authorisation type value named in the corpus."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_OperatorLicence a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Rooming house operator licence (VIC)"@en ;
    rdfs:label "Rooming house operator licence (VIC)"@en ;
    skos:definition "Rooming house operator licence (VIC): a authorisation type value named in the corpus."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_PremisesRegistration a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Premises registration with council (VIC)"@en ;
    rdfs:label "Premises registration with council (VIC)"@en ;
    skos:definition "Premises registration with council (VIC): a authorisation type value named in the corpus."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_AgentLicence a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Real estate agent licence"@en ;
    rdfs:label "Real estate agent licence"@en ;
    skos:definition "Real estate agent licence: a authorisation type value named in the corpus."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_LenderApproval a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Lender acceptance of proposed use"@en ;
    rdfs:label "Lender acceptance of proposed use"@en ;
    skos:definition "Not a government authorisation; recorded because sources treat it as a gate."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:AuthType_InsurerConfirmation a skos:Concept , pbo:AuthorisationType ;
    skos:prefLabel "Insurer confirmation of use"@en ;
    rdfs:label "Insurer confirmation of use"@en ;
    skos:definition "Not a government authorisation; recorded because sources treat it as a gate."@en ;
    skos:inScheme pbo:AuthorisationTypeScheme ;
    skos:topConceptOf pbo:AuthorisationTypeScheme .

pbo:ThresholdKindScheme a skos:ConceptScheme ;
    rdfs:label "Threshold kind scheme"@en ;
    skos:prefLabel "Threshold kind scheme"@en ;
    skos:definition "What occupancy thresholds count."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:ThresholdKind_Residents , pbo:ThresholdKind_UnrelatedTenants , pbo:ThresholdKind_RoomsRented , pbo:ThresholdKind_Bedrooms , pbo:ThresholdKind_Persons , pbo:ThresholdKind_SeparateLettings , pbo:ThresholdKind_FloorArea , pbo:ThresholdKind_Dwellings , pbo:ThresholdKind_StayLength , pbo:ThresholdKind_Shops .

pbo:ThresholdKind_Residents a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Residents"@en ;
    rdfs:label "Residents"@en ;
    skos:definition "Residents: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_UnrelatedTenants a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Unrelated tenants"@en ;
    rdfs:label "Unrelated tenants"@en ;
    skos:definition "Unrelated tenants: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_RoomsRented a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Rooms rented"@en ;
    rdfs:label "Rooms rented"@en ;
    skos:definition "Rooms rented: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_Bedrooms a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Bedrooms"@en ;
    rdfs:label "Bedrooms"@en ;
    skos:definition "Bedrooms: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_Persons a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Persons"@en ;
    rdfs:label "Persons"@en ;
    skos:definition "Persons: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_SeparateLettings a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Separate lettings"@en ;
    rdfs:label "Separate lettings"@en ;
    skos:definition "Separate lettings: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_FloorArea a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Floor area"@en ;
    rdfs:label "Floor area"@en ;
    skos:definition "Floor area: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_Dwellings a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Dwellings"@en ;
    rdfs:label "Dwellings"@en ;
    skos:definition "Dwellings: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_StayLength a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Length of stay (days)"@en ;
    rdfs:label "Length of stay (days)"@en ;
    skos:definition "Length of stay (days): a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdKind_Shops a skos:Concept , pbo:ThresholdKind ;
    skos:prefLabel "Shops in a centre"@en ;
    rdfs:label "Shops in a centre"@en ;
    skos:definition "Shops in a centre: a threshold kind value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdKindScheme ;
    skos:topConceptOf pbo:ThresholdKindScheme .

pbo:ThresholdEffectScheme a skos:ConceptScheme ;
    rdfs:label "Threshold effect scheme"@en ;
    skos:prefLabel "Threshold effect scheme"@en ;
    skos:definition "Consequences of meeting a threshold."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Effect_RegimeAppliesInFull , pbo:Effect_RegimeAppliesInPart , pbo:Effect_RegimeDoesNotApply , pbo:Effect_PermitExempt , pbo:Effect_AuthorisationRequired , pbo:Effect_IncentiveEligible .

pbo:Effect_RegimeAppliesInFull a skos:Concept , pbo:ThresholdEffect ;
    skos:prefLabel "Regime applies in full"@en ;
    rdfs:label "Regime applies in full"@en ;
    skos:definition "Regime applies in full: a threshold effect value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdEffectScheme ;
    skos:topConceptOf pbo:ThresholdEffectScheme .

pbo:Effect_RegimeAppliesInPart a skos:Concept , pbo:ThresholdEffect ;
    skos:prefLabel "Regime applies in part"@en ;
    rdfs:label "Regime applies in part"@en ;
    skos:definition "Regime applies in part: a threshold effect value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdEffectScheme ;
    skos:topConceptOf pbo:ThresholdEffectScheme .

pbo:Effect_RegimeDoesNotApply a skos:Concept , pbo:ThresholdEffect ;
    skos:prefLabel "Regime does not apply"@en ;
    rdfs:label "Regime does not apply"@en ;
    skos:definition "Regime does not apply: a threshold effect value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdEffectScheme ;
    skos:topConceptOf pbo:ThresholdEffectScheme .

pbo:Effect_PermitExempt a skos:Concept , pbo:ThresholdEffect ;
    skos:prefLabel "Planning permit exempt"@en ;
    rdfs:label "Planning permit exempt"@en ;
    skos:definition "Planning permit exempt: a threshold effect value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdEffectScheme ;
    skos:topConceptOf pbo:ThresholdEffectScheme .

pbo:Effect_AuthorisationRequired a skos:Concept , pbo:ThresholdEffect ;
    skos:prefLabel "Authorisation required"@en ;
    rdfs:label "Authorisation required"@en ;
    skos:definition "Authorisation required: a threshold effect value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdEffectScheme ;
    skos:topConceptOf pbo:ThresholdEffectScheme .

pbo:Effect_IncentiveEligible a skos:Concept , pbo:ThresholdEffect ;
    skos:prefLabel "Incentive eligibility"@en ;
    rdfs:label "Incentive eligibility"@en ;
    skos:definition "Incentive eligibility: a threshold effect value named in the corpus."@en ;
    skos:inScheme pbo:ThresholdEffectScheme ;
    skos:topConceptOf pbo:ThresholdEffectScheme .

pbo:MetricScheme a skos:ConceptScheme ;
    rdfs:label "Metric scheme"@en ;
    skos:prefLabel "Metric scheme"@en ;
    skos:definition "Financial, operating and market metrics."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Metric_GrossYield , pbo:Metric_NetYield , pbo:Metric_NOI , pbo:Metric_NOIMargin , pbo:Metric_CashOnCash , pbo:Metric_IRR , pbo:Metric_Occupancy , pbo:Metric_EconomicVacancy , pbo:Metric_VacancyRate , pbo:Metric_BreakEvenOccupancy , pbo:Metric_BreakEvenMonths , pbo:Metric_RevPAR , pbo:Metric_CAC , pbo:Metric_EBITDA , pbo:Metric_EBITDAR , pbo:Metric_OperatingMargin , pbo:Metric_CapRate , pbo:Metric_DSCR , pbo:Metric_LVR , pbo:Metric_InterestRate , pbo:Metric_OperatingExpenseRatio , pbo:Metric_WeeklyRoomTariff , pbo:Metric_ProjectCost , pbo:Metric_CapitalRequired , pbo:Metric_MedianRent , pbo:Metric_MedianPrice , pbo:Metric_RentGrowth , pbo:Metric_ValueGrowth , pbo:Metric_YearOneCashFlow , pbo:Metric_PropertiesUnderManagement , pbo:Metric_Arrears , pbo:Metric_DaysToLease , pbo:Metric_LandlordRetention , pbo:Metric_RevenuePerProperty , pbo:Metric_ManagementFeeIncome , pbo:Metric_Depreciation .

pbo:Metric_GrossYield a skos:Concept , pbo:Metric ;
    skos:prefLabel "Gross rental yield"@en ;
    rdfs:label "Gross rental yield"@en ;
    skos:definition "Annual rent divided by price or value, before costs."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_NetYield a skos:Concept , pbo:Metric ;
    skos:prefLabel "Net yield"@en ;
    rdfs:label "Net yield"@en ;
    skos:definition "Yield after operating costs."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_NOI a skos:Concept , pbo:Metric ;
    skos:prefLabel "Net operating income"@en ;
    rdfs:label "Net operating income"@en ;
    skos:definition "Revenue less operating expenses before debt and capex."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_NOIMargin a skos:Concept , pbo:Metric ;
    skos:prefLabel "NOI margin"@en ;
    rdfs:label "NOI margin"@en ;
    skos:definition "NOI margin: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_CashOnCash a skos:Concept , pbo:Metric ;
    skos:prefLabel "Cash-on-cash return"@en ;
    rdfs:label "Cash-on-cash return"@en ;
    skos:definition "Year-one pre-tax cash flow over initial equity."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_IRR a skos:Concept , pbo:Metric ;
    skos:prefLabel "Internal rate of return"@en ;
    rdfs:label "Internal rate of return"@en ;
    skos:definition "Internal rate of return: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_Occupancy a skos:Concept , pbo:Metric ;
    skos:prefLabel "Occupancy"@en ;
    rdfs:label "Occupancy"@en ;
    skos:definition "Occupancy: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_EconomicVacancy a skos:Concept , pbo:Metric ;
    skos:prefLabel "Economic vacancy / bad-debt allowance"@en ;
    rdfs:label "Economic vacancy / bad-debt allowance"@en ;
    skos:definition "Economic vacancy / bad-debt allowance: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_VacancyRate a skos:Concept , pbo:Metric ;
    skos:prefLabel "Market vacancy rate"@en ;
    rdfs:label "Market vacancy rate"@en ;
    skos:definition "Market vacancy rate: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_BreakEvenOccupancy a skos:Concept , pbo:Metric ;
    skos:prefLabel "Break-even occupancy"@en ;
    rdfs:label "Break-even occupancy"@en ;
    skos:definition "Break-even occupancy: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_BreakEvenMonths a skos:Concept , pbo:Metric ;
    skos:prefLabel "Break-even period (months)"@en ;
    rdfs:label "Break-even period (months)"@en ;
    skos:definition "Break-even period (months): a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_RevPAR a skos:Concept , pbo:Metric ;
    skos:prefLabel "Revenue per available room/bed"@en ;
    rdfs:label "Revenue per available room/bed"@en ;
    skos:definition "Revenue per available room/bed: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_CAC a skos:Concept , pbo:Metric ;
    skos:prefLabel "Customer acquisition cost"@en ;
    rdfs:label "Customer acquisition cost"@en ;
    skos:definition "Customer acquisition cost: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_EBITDA a skos:Concept , pbo:Metric ;
    skos:prefLabel "EBITDA margin"@en ;
    rdfs:label "EBITDA margin"@en ;
    skos:definition "EBITDA margin: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_EBITDAR a skos:Concept , pbo:Metric ;
    skos:prefLabel "EBITDAR margin"@en ;
    rdfs:label "EBITDAR margin"@en ;
    skos:definition "Earnings before rent; useful for asset-light operators."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_OperatingMargin a skos:Concept , pbo:Metric ;
    skos:prefLabel "Operating margin"@en ;
    rdfs:label "Operating margin"@en ;
    skos:definition "Operating margin: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_CapRate a skos:Concept , pbo:Metric ;
    skos:prefLabel "Capitalisation rate"@en ;
    rdfs:label "Capitalisation rate"@en ;
    skos:definition "Capitalisation rate: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_DSCR a skos:Concept , pbo:Metric ;
    skos:prefLabel "Debt service coverage ratio"@en ;
    rdfs:label "Debt service coverage ratio"@en ;
    skos:definition "Debt service coverage ratio: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_LVR a skos:Concept , pbo:Metric ;
    skos:prefLabel "Loan-to-value ratio"@en ;
    rdfs:label "Loan-to-value ratio"@en ;
    skos:definition "Loan-to-value ratio: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_InterestRate a skos:Concept , pbo:Metric ;
    skos:prefLabel "Interest rate"@en ;
    rdfs:label "Interest rate"@en ;
    skos:definition "Interest rate: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_OperatingExpenseRatio a skos:Concept , pbo:Metric ;
    skos:prefLabel "Operating expense ratio"@en ;
    rdfs:label "Operating expense ratio"@en ;
    skos:definition "Operating expense ratio: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_WeeklyRoomTariff a skos:Concept , pbo:Metric ;
    skos:prefLabel "Weekly room tariff"@en ;
    rdfs:label "Weekly room tariff"@en ;
    skos:definition "Weekly room tariff: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_ProjectCost a skos:Concept , pbo:Metric ;
    skos:prefLabel "All-in project cost"@en ;
    rdfs:label "All-in project cost"@en ;
    skos:definition "All-in project cost: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_CapitalRequired a skos:Concept , pbo:Metric ;
    skos:prefLabel "Capital required per property"@en ;
    rdfs:label "Capital required per property"@en ;
    skos:definition "Capital required per property: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_MedianRent a skos:Concept , pbo:Metric ;
    skos:prefLabel "Median weekly rent"@en ;
    rdfs:label "Median weekly rent"@en ;
    skos:definition "Median weekly rent: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_MedianPrice a skos:Concept , pbo:Metric ;
    skos:prefLabel "Median dwelling price"@en ;
    rdfs:label "Median dwelling price"@en ;
    skos:definition "Median dwelling price: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_RentGrowth a skos:Concept , pbo:Metric ;
    skos:prefLabel "Rent growth rate"@en ;
    rdfs:label "Rent growth rate"@en ;
    skos:definition "Rent growth rate: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_ValueGrowth a skos:Concept , pbo:Metric ;
    skos:prefLabel "Asset value growth rate"@en ;
    rdfs:label "Asset value growth rate"@en ;
    skos:definition "Asset value growth rate: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_YearOneCashFlow a skos:Concept , pbo:Metric ;
    skos:prefLabel "Year-one pre-tax cash flow"@en ;
    rdfs:label "Year-one pre-tax cash flow"@en ;
    skos:definition "Year-one pre-tax cash flow: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_PropertiesUnderManagement a skos:Concept , pbo:Metric ;
    skos:prefLabel "Properties under management"@en ;
    rdfs:label "Properties under management"@en ;
    skos:definition "Properties under management: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_Arrears a skos:Concept , pbo:Metric ;
    skos:prefLabel "Arrears"@en ;
    rdfs:label "Arrears"@en ;
    skos:definition "Arrears: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_DaysToLease a skos:Concept , pbo:Metric ;
    skos:prefLabel "Days to lease / leasing velocity"@en ;
    rdfs:label "Days to lease / leasing velocity"@en ;
    skos:definition "Days to lease / leasing velocity: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_LandlordRetention a skos:Concept , pbo:Metric ;
    skos:prefLabel "Landlord retention"@en ;
    rdfs:label "Landlord retention"@en ;
    skos:definition "Landlord retention: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_RevenuePerProperty a skos:Concept , pbo:Metric ;
    skos:prefLabel "Revenue per property"@en ;
    rdfs:label "Revenue per property"@en ;
    skos:definition "Revenue per property: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_ManagementFeeIncome a skos:Concept , pbo:Metric ;
    skos:prefLabel "Management fee income"@en ;
    rdfs:label "Management fee income"@en ;
    skos:definition "Management fee income: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:Metric_Depreciation a skos:Concept , pbo:Metric ;
    skos:prefLabel "Depreciation deduction"@en ;
    rdfs:label "Depreciation deduction"@en ;
    skos:definition "Depreciation deduction: a metric value named in the corpus."@en ;
    skos:inScheme pbo:MetricScheme ;
    skos:topConceptOf pbo:MetricScheme .

pbo:RiskCategoryScheme a skos:ConceptScheme ;
    rdfs:label "Risk category scheme"@en ;
    skos:prefLabel "Risk category scheme"@en ;
    skos:definition "Categories of risk."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:RiskCat_PlanningUse , pbo:RiskCat_BuildingFire , pbo:RiskCat_Licensing , pbo:RiskCat_TenancyLaw , pbo:RiskCat_Vacancy , pbo:RiskCat_ManagementIntensity , pbo:RiskCat_Insurance , pbo:RiskCat_InterestRate , pbo:RiskCat_Valuation , pbo:RiskCat_ConstructionCost , pbo:RiskCat_TaxClassification , pbo:RiskCat_Policy , pbo:RiskCat_Counterparty , pbo:RiskCat_MarketCycle , pbo:RiskCat_Concentration , pbo:RiskCat_DataPrivacy , pbo:RiskCat_KeyPerson , pbo:RiskCat_TrustAccount , pbo:RiskCat_UtilityCost , pbo:RiskCat_LeaseEscalation .

pbo:RiskCat_PlanningUse a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Planning-use risk"@en ;
    rdfs:label "Planning-use risk"@en ;
    skos:definition "Planning-use risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_BuildingFire a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Building-classification and fire-safety risk"@en ;
    rdfs:label "Building-classification and fire-safety risk"@en ;
    skos:definition "Building-classification and fire-safety risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_Licensing a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Licensing / registration risk"@en ;
    rdfs:label "Licensing / registration risk"@en ;
    skos:definition "Licensing / registration risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_TenancyLaw a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Tenancy-law risk"@en ;
    rdfs:label "Tenancy-law risk"@en ;
    skos:definition "Tenancy-law risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_Vacancy a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Vacancy / tenant churn risk"@en ;
    rdfs:label "Vacancy / tenant churn risk"@en ;
    skos:definition "Vacancy / tenant churn risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_ManagementIntensity a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Management intensity risk"@en ;
    rdfs:label "Management intensity risk"@en ;
    skos:definition "Management intensity risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_Insurance a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Insurance risk"@en ;
    rdfs:label "Insurance risk"@en ;
    skos:definition "Insurance risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_InterestRate a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Interest-rate / refinancing risk"@en ;
    rdfs:label "Interest-rate / refinancing risk"@en ;
    skos:definition "Interest-rate / refinancing risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_Valuation a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Valuation / exit / resale risk"@en ;
    rdfs:label "Valuation / exit / resale risk"@en ;
    skos:definition "Valuation / exit / resale risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_ConstructionCost a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Construction-cost risk"@en ;
    rdfs:label "Construction-cost risk"@en ;
    skos:definition "Construction-cost risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_TaxClassification a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Tax-classification risk"@en ;
    rdfs:label "Tax-classification risk"@en ;
    skos:definition "Tax-classification risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_Policy a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Policy / regulatory-change risk"@en ;
    rdfs:label "Policy / regulatory-change risk"@en ;
    skos:definition "Policy / regulatory-change risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_Counterparty a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Counterparty risk"@en ;
    rdfs:label "Counterparty risk"@en ;
    skos:definition "Counterparty risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_MarketCycle a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Market-cycle risk"@en ;
    rdfs:label "Market-cycle risk"@en ;
    skos:definition "Market-cycle risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_Concentration a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Concentration risk (tenant, asset, lender)"@en ;
    rdfs:label "Concentration risk (tenant, asset, lender)"@en ;
    skos:definition "Concentration risk (tenant, asset, lender): a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_DataPrivacy a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Data, privacy and cyber risk"@en ;
    rdfs:label "Data, privacy and cyber risk"@en ;
    skos:definition "Data, privacy and cyber risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_KeyPerson a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Key-person and staffing risk"@en ;
    rdfs:label "Key-person and staffing risk"@en ;
    skos:definition "Key-person and staffing risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_TrustAccount a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Trust-account risk"@en ;
    rdfs:label "Trust-account risk"@en ;
    skos:definition "Trust-account risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_UtilityCost a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Utility-cost risk"@en ;
    rdfs:label "Utility-cost risk"@en ;
    skos:definition "Utility-cost risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:RiskCat_LeaseEscalation a skos:Concept , pbo:RiskCategory ;
    skos:prefLabel "Lease escalation risk"@en ;
    rdfs:label "Lease escalation risk"@en ;
    skos:definition "Lease escalation risk: a risk category value named in the corpus."@en ;
    skos:inScheme pbo:RiskCategoryScheme ;
    skos:topConceptOf pbo:RiskCategoryScheme .

pbo:OutgoingCategoryScheme a skos:ConceptScheme ;
    rdfs:label "Outgoing category scheme"@en ;
    skos:prefLabel "Outgoing category scheme"@en ;
    skos:definition "Categories of outgoings allocated by leases."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Outgoing_Taxes , pbo:Outgoing_Insurance , pbo:Outgoing_Maintenance , pbo:Outgoing_CommonArea , pbo:Outgoing_Capex , pbo:Outgoing_Utilities .

pbo:Outgoing_Taxes a skos:Concept , pbo:OutgoingCategory ;
    skos:prefLabel "Taxes and rates"@en ;
    rdfs:label "Taxes and rates"@en ;
    skos:definition "Taxes and rates: a outgoing category value named in the corpus."@en ;
    skos:inScheme pbo:OutgoingCategoryScheme ;
    skos:topConceptOf pbo:OutgoingCategoryScheme .

pbo:Outgoing_Insurance a skos:Concept , pbo:OutgoingCategory ;
    skos:prefLabel "Insurance"@en ;
    rdfs:label "Insurance"@en ;
    skos:definition "Insurance: a outgoing category value named in the corpus."@en ;
    skos:inScheme pbo:OutgoingCategoryScheme ;
    skos:topConceptOf pbo:OutgoingCategoryScheme .

pbo:Outgoing_Maintenance a skos:Concept , pbo:OutgoingCategory ;
    skos:prefLabel "Property maintenance"@en ;
    rdfs:label "Property maintenance"@en ;
    skos:definition "Property maintenance: a outgoing category value named in the corpus."@en ;
    skos:inScheme pbo:OutgoingCategoryScheme ;
    skos:topConceptOf pbo:OutgoingCategoryScheme .

pbo:Outgoing_CommonArea a skos:Concept , pbo:OutgoingCategory ;
    skos:prefLabel "Common-area maintenance"@en ;
    rdfs:label "Common-area maintenance"@en ;
    skos:definition "Common-area maintenance: a outgoing category value named in the corpus."@en ;
    skos:inScheme pbo:OutgoingCategoryScheme ;
    skos:topConceptOf pbo:OutgoingCategoryScheme .

pbo:Outgoing_Capex a skos:Concept , pbo:OutgoingCategory ;
    skos:prefLabel "Capital expenditure"@en ;
    rdfs:label "Capital expenditure"@en ;
    skos:definition "Capital expenditure: a outgoing category value named in the corpus."@en ;
    skos:inScheme pbo:OutgoingCategoryScheme ;
    skos:topConceptOf pbo:OutgoingCategoryScheme .

pbo:Outgoing_Utilities a skos:Concept , pbo:OutgoingCategory ;
    skos:prefLabel "Utilities"@en ;
    rdfs:label "Utilities"@en ;
    skos:definition "Utilities: a outgoing category value named in the corpus."@en ;
    skos:inScheme pbo:OutgoingCategoryScheme ;
    skos:topConceptOf pbo:OutgoingCategoryScheme .

pbo:DataAccessTierScheme a skos:ConceptScheme ;
    rdfs:label "Data access tier scheme"@en ;
    skos:prefLabel "Data access tier scheme"@en ;
    skos:definition "Access models for data sources."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Tier_OpenAuthoritative , pbo:Tier_PublicPaid , pbo:Tier_Commercial , pbo:Tier_FirstParty , pbo:Tier_Derived .

pbo:Tier_OpenAuthoritative a skos:Concept , pbo:DataAccessTier ;
    skos:prefLabel "Open authoritative"@en ;
    rdfs:label "Open authoritative"@en ;
    skos:definition "Default open government source."@en ;
    skos:inScheme pbo:DataAccessTierScheme ;
    skos:topConceptOf pbo:DataAccessTierScheme .

pbo:Tier_PublicPaid a skos:Concept , pbo:DataAccessTier ;
    skos:prefLabel "Public lookup / government paid"@en ;
    rdfs:label "Public lookup / government paid"@en ;
    skos:definition "Legal identity, ownership, official transaction verification."@en ;
    skos:inScheme pbo:DataAccessTierScheme ;
    skos:topConceptOf pbo:DataAccessTierScheme .

pbo:Tier_Commercial a skos:Concept , pbo:DataAccessTier ;
    skos:prefLabel "Commercial API / extract"@en ;
    rdfs:label "Commercial API / extract"@en ;
    skos:definition "Listings, rich attributes, transactions at scale, AVMs."@en ;
    skos:inScheme pbo:DataAccessTierScheme ;
    skos:topConceptOf pbo:DataAccessTierScheme .

pbo:Tier_FirstParty a skos:Concept , pbo:DataAccessTier ;
    skos:prefLabel "First-party"@en ;
    rdfs:label "First-party"@en ;
    skos:definition "CRM, leasing system, campaigns, website analytics."@en ;
    skos:inScheme pbo:DataAccessTierScheme ;
    skos:topConceptOf pbo:DataAccessTierScheme .

pbo:Tier_Derived a skos:Concept , pbo:DataAccessTier ;
    skos:prefLabel "Derived internally"@en ;
    rdfs:label "Derived internally"@en ;
    skos:definition "Scores, yields, forecasts."@en ;
    skos:inScheme pbo:DataAccessTierScheme ;
    skos:topConceptOf pbo:DataAccessTierScheme .

pbo:PropertyAttributeScheme a skos:ConceptScheme ;
    rdfs:label "Property attribute scheme"@en ;
    skos:prefLabel "Property attribute scheme"@en ;
    skos:definition "Kinds of property information data sources supply."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Attr_Address , pbo:Attr_ParcelBoundary , pbo:Attr_Zoning , pbo:Attr_DevelopmentApplication , pbo:Attr_FloodHazard , pbo:Attr_SchoolCatchment , pbo:Attr_TransportAccess , pbo:Attr_Demographics , pbo:Attr_Crime , pbo:Attr_ClimateProjection , pbo:Attr_Transaction , pbo:Attr_Ownership , pbo:Attr_Title , pbo:Attr_Listing , pbo:Attr_Rent , pbo:Attr_Valuation , pbo:Attr_DwellingAttributes , pbo:Attr_AgentLicence , pbo:Attr_PortalEngagement , pbo:Attr_PoolRegister , pbo:Attr_SolarPenetration , pbo:Attr_DevelopmentPipeline .

pbo:Attr_Address a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Address / geocode"@en ;
    rdfs:label "Address / geocode"@en ;
    skos:definition "Address / geocode: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_ParcelBoundary a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Parcel boundary / lot-on-plan"@en ;
    rdfs:label "Parcel boundary / lot-on-plan"@en ;
    skos:definition "Parcel boundary / lot-on-plan: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Zoning a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Zoning and overlays"@en ;
    rdfs:label "Zoning and overlays"@en ;
    skos:definition "Zoning and overlays: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_DevelopmentApplication a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Development applications"@en ;
    rdfs:label "Development applications"@en ;
    skos:definition "Development applications: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_FloodHazard a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Flood and natural-hazard exposure"@en ;
    rdfs:label "Flood and natural-hazard exposure"@en ;
    skos:definition "Flood and natural-hazard exposure: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_SchoolCatchment a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "School catchment"@en ;
    rdfs:label "School catchment"@en ;
    skos:definition "School catchment: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_TransportAccess a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Public-transport accessibility"@en ;
    rdfs:label "Public-transport accessibility"@en ;
    skos:definition "Public-transport accessibility: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Demographics a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Demographics and population projections"@en ;
    rdfs:label "Demographics and population projections"@en ;
    skos:definition "Demographics and population projections: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Crime a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Crime context"@en ;
    rdfs:label "Crime context"@en ;
    skos:definition "Crime context: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_ClimateProjection a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Climate projections"@en ;
    rdfs:label "Climate projections"@en ;
    skos:definition "Climate projections: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Transaction a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Transacted sales / sale history"@en ;
    rdfs:label "Transacted sales / sale history"@en ;
    skos:definition "Transacted sales / sale history: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Ownership a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Ownership and registered interests"@en ;
    rdfs:label "Ownership and registered interests"@en ;
    skos:definition "Ownership and registered interests: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Title a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Title reference"@en ;
    rdfs:label "Title reference"@en ;
    skos:definition "Title reference: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Listing a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Current sale and rental listings"@en ;
    rdfs:label "Current sale and rental listings"@en ;
    skos:definition "Current sale and rental listings: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Rent a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Median rents / bond lodgements"@en ;
    rdfs:label "Median rents / bond lodgements"@en ;
    skos:definition "Median rents / bond lodgements: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_Valuation a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Valuation / AVM"@en ;
    rdfs:label "Valuation / AVM"@en ;
    skos:definition "Valuation / AVM: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_DwellingAttributes a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Dwelling attributes (bed/bath/car)"@en ;
    rdfs:label "Dwelling attributes (bed/bath/car)"@en ;
    skos:definition "Dwelling attributes (bed/bath/car): a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_AgentLicence a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Agent licence status"@en ;
    rdfs:label "Agent licence status"@en ;
    skos:definition "Agent licence status: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_PortalEngagement a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Portal engagement and enquiries"@en ;
    rdfs:label "Portal engagement and enquiries"@en ;
    skos:definition "Portal engagement and enquiries: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_PoolRegister a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Pool safety register"@en ;
    rdfs:label "Pool safety register"@en ;
    skos:definition "Pool safety register: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_SolarPenetration a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Solar installation penetration"@en ;
    rdfs:label "Solar installation penetration"@en ;
    skos:definition "Solar installation penetration: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:Attr_DevelopmentPipeline a skos:Concept , pbo:PropertyAttribute ;
    skos:prefLabel "Development pipeline statistics"@en ;
    rdfs:label "Development pipeline statistics"@en ;
    skos:definition "Development pipeline statistics: a property attribute value named in the corpus."@en ;
    skos:inScheme pbo:PropertyAttributeScheme ;
    skos:topConceptOf pbo:PropertyAttributeScheme .

pbo:DocumentSectionScheme a skos:ConceptScheme ;
    rdfs:label "Document section scheme"@en ;
    skos:prefLabel "Document section scheme"@en ;
    skos:definition "Sections recommended for business-planning artefacts."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Section_ExecutiveSummary , pbo:Section_CompanyDescription , pbo:Section_MarketAnalysis , pbo:Section_ProjectDescription , pbo:Section_DevelopmentStrategy , pbo:Section_MarketingAndSales , pbo:Section_FinancialProjections , pbo:Section_OperationalPlan , pbo:Section_RiskAndContingency , pbo:Section_ExitStrategy , pbo:Section_TimelineMilestones , pbo:Section_TeamCredentials , pbo:Section_LocationDetails , pbo:Section_InvestmentOffer , pbo:Section_ServicesAndFees , pbo:Section_ComplianceTrustAccounting , pbo:Section_TechnologyStrategy , pbo:Section_StaffingPlan , pbo:Section_KPIs , pbo:Section_SWOT .

pbo:Section_ExecutiveSummary a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Executive summary"@en ;
    rdfs:label "Executive summary"@en ;
    skos:definition "Executive summary: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_CompanyDescription a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Company description and structure"@en ;
    rdfs:label "Company description and structure"@en ;
    skos:definition "Company description and structure: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_MarketAnalysis a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Market analysis"@en ;
    rdfs:label "Market analysis"@en ;
    skos:definition "Market analysis: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_ProjectDescription a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Project description"@en ;
    rdfs:label "Project description"@en ;
    skos:definition "Project description: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_DevelopmentStrategy a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Development strategy"@en ;
    rdfs:label "Development strategy"@en ;
    skos:definition "Development strategy: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_MarketingAndSales a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Marketing and sales"@en ;
    rdfs:label "Marketing and sales"@en ;
    skos:definition "Marketing and sales: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_FinancialProjections a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Financial projections and funding"@en ;
    rdfs:label "Financial projections and funding"@en ;
    skos:definition "Financial projections and funding: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_OperationalPlan a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Operational plan"@en ;
    rdfs:label "Operational plan"@en ;
    skos:definition "Operational plan: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_RiskAndContingency a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Risk and contingency"@en ;
    rdfs:label "Risk and contingency"@en ;
    skos:definition "Risk and contingency: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_ExitStrategy a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Exit strategy"@en ;
    rdfs:label "Exit strategy"@en ;
    skos:definition "Exit strategy: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_TimelineMilestones a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Timeline and milestones"@en ;
    rdfs:label "Timeline and milestones"@en ;
    skos:definition "Timeline and milestones: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_TeamCredentials a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Team and participant credentials"@en ;
    rdfs:label "Team and participant credentials"@en ;
    skos:definition "Team and participant credentials: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_LocationDetails a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Location details"@en ;
    rdfs:label "Location details"@en ;
    skos:definition "Location details: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_InvestmentOffer a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Investment / lending offer"@en ;
    rdfs:label "Investment / lending offer"@en ;
    skos:definition "Investment / lending offer: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_ServicesAndFees a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Services and fee structure"@en ;
    rdfs:label "Services and fee structure"@en ;
    skos:definition "Services and fee structure: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_ComplianceTrustAccounting a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Compliance and trust accounting"@en ;
    rdfs:label "Compliance and trust accounting"@en ;
    skos:definition "Compliance and trust accounting: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_TechnologyStrategy a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Technology and portal strategy"@en ;
    rdfs:label "Technology and portal strategy"@en ;
    skos:definition "Technology and portal strategy: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_StaffingPlan a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "Team structure and staffing plan"@en ;
    rdfs:label "Team structure and staffing plan"@en ;
    skos:definition "Team structure and staffing plan: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_KPIs a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "KPIs and management reporting"@en ;
    rdfs:label "KPIs and management reporting"@en ;
    skos:definition "KPIs and management reporting: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:Section_SWOT a skos:Concept , pbo:DocumentSection ;
    skos:prefLabel "SWOT analysis"@en ;
    rdfs:label "SWOT analysis"@en ;
    skos:definition "SWOT analysis: a document section value named in the corpus."@en ;
    skos:inScheme pbo:DocumentSectionScheme ;
    skos:topConceptOf pbo:DocumentSectionScheme .

pbo:FeeModelScheme a skos:ConceptScheme ;
    rdfs:label "Fee model scheme"@en ;
    skos:prefLabel "Fee model scheme"@en ;
    skos:definition "Charging models for property-management services."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Fee_PercentOfRent , pbo:Fee_Flat , pbo:Fee_Hybrid , pbo:Fee_Letting , pbo:Fee_Renewal , pbo:Fee_Advertising , pbo:Fee_Ancillary .

pbo:Fee_PercentOfRent a skos:Concept , pbo:FeeModel ;
    skos:prefLabel "Percentage of rent collected"@en ;
    rdfs:label "Percentage of rent collected"@en ;
    skos:definition "Percentage of rent collected: a fee model value named in the corpus."@en ;
    skos:inScheme pbo:FeeModelScheme ;
    skos:topConceptOf pbo:FeeModelScheme .

pbo:Fee_Flat a skos:Concept , pbo:FeeModel ;
    skos:prefLabel "Flat management fee"@en ;
    rdfs:label "Flat management fee"@en ;
    skos:definition "Flat management fee: a fee model value named in the corpus."@en ;
    skos:inScheme pbo:FeeModelScheme ;
    skos:topConceptOf pbo:FeeModelScheme .

pbo:Fee_Hybrid a skos:Concept , pbo:FeeModel ;
    skos:prefLabel "Hybrid"@en ;
    rdfs:label "Hybrid"@en ;
    skos:definition "Hybrid: a fee model value named in the corpus."@en ;
    skos:inScheme pbo:FeeModelScheme ;
    skos:topConceptOf pbo:FeeModelScheme .

pbo:Fee_Letting a skos:Concept , pbo:FeeModel ;
    skos:prefLabel "Letting fee"@en ;
    rdfs:label "Letting fee"@en ;
    skos:definition "Letting fee: a fee model value named in the corpus."@en ;
    skos:inScheme pbo:FeeModelScheme ;
    skos:topConceptOf pbo:FeeModelScheme .

pbo:Fee_Renewal a skos:Concept , pbo:FeeModel ;
    skos:prefLabel "Lease renewal fee"@en ;
    rdfs:label "Lease renewal fee"@en ;
    skos:definition "Lease renewal fee: a fee model value named in the corpus."@en ;
    skos:inScheme pbo:FeeModelScheme ;
    skos:topConceptOf pbo:FeeModelScheme .

pbo:Fee_Advertising a skos:Concept , pbo:FeeModel ;
    skos:prefLabel "Advertising fee"@en ;
    rdfs:label "Advertising fee"@en ;
    skos:definition "Advertising fee: a fee model value named in the corpus."@en ;
    skos:inScheme pbo:FeeModelScheme ;
    skos:topConceptOf pbo:FeeModelScheme .

pbo:Fee_Ancillary a skos:Concept , pbo:FeeModel ;
    skos:prefLabel "Ancillary / referral fees"@en ;
    rdfs:label "Ancillary / referral fees"@en ;
    skos:definition "Ancillary / referral fees: a fee model value named in the corpus."@en ;
    skos:inScheme pbo:FeeModelScheme ;
    skos:topConceptOf pbo:FeeModelScheme .

pbo:CapabilitySourcingScheme a skos:ConceptScheme ;
    rdfs:label "Capability sourcing scheme"@en ;
    skos:prefLabel "Capability sourcing scheme"@en ;
    skos:definition "How capabilities are obtained."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Sourcing_InternalControl , pbo:Sourcing_Centralised , pbo:Sourcing_Localised , pbo:Sourcing_Outsourced , pbo:Sourcing_Network , pbo:Sourcing_InboundOpenInnovation , pbo:Sourcing_OutboundOpenInnovation .

pbo:Sourcing_InternalControl a skos:Concept , pbo:CapabilitySourcing ;
    skos:prefLabel "Owned and controlled internally"@en ;
    rdfs:label "Owned and controlled internally"@en ;
    skos:definition "Owned and controlled internally: a capability sourcing value named in the corpus."@en ;
    skos:inScheme pbo:CapabilitySourcingScheme ;
    skos:topConceptOf pbo:CapabilitySourcingScheme .

pbo:Sourcing_Centralised a skos:Concept , pbo:CapabilitySourcing ;
    skos:prefLabel "Centralised"@en ;
    rdfs:label "Centralised"@en ;
    skos:definition "Centralised: a capability sourcing value named in the corpus."@en ;
    skos:inScheme pbo:CapabilitySourcingScheme ;
    skos:topConceptOf pbo:CapabilitySourcingScheme .

pbo:Sourcing_Localised a skos:Concept , pbo:CapabilitySourcing ;
    skos:prefLabel "Localised"@en ;
    rdfs:label "Localised"@en ;
    skos:definition "Localised: a capability sourcing value named in the corpus."@en ;
    skos:inScheme pbo:CapabilitySourcingScheme ;
    skos:topConceptOf pbo:CapabilitySourcingScheme .

pbo:Sourcing_Outsourced a skos:Concept , pbo:CapabilitySourcing ;
    skos:prefLabel "Outsourced"@en ;
    rdfs:label "Outsourced"@en ;
    skos:definition "Outsourced: a capability sourcing value named in the corpus."@en ;
    skos:inScheme pbo:CapabilitySourcingScheme ;
    skos:topConceptOf pbo:CapabilitySourcingScheme .

pbo:Sourcing_Network a skos:Concept , pbo:CapabilitySourcing ;
    skos:prefLabel "Shared through a network"@en ;
    rdfs:label "Shared through a network"@en ;
    skos:definition "Shared through a network: a capability sourcing value named in the corpus."@en ;
    skos:inScheme pbo:CapabilitySourcingScheme ;
    skos:topConceptOf pbo:CapabilitySourcingScheme .

pbo:Sourcing_InboundOpenInnovation a skos:Concept , pbo:CapabilitySourcing ;
    skos:prefLabel "Inbound open innovation"@en ;
    rdfs:label "Inbound open innovation"@en ;
    skos:definition "Bringing external knowledge, services or technology in."@en ;
    skos:inScheme pbo:CapabilitySourcingScheme ;
    skos:topConceptOf pbo:CapabilitySourcingScheme .

pbo:Sourcing_OutboundOpenInnovation a skos:Concept , pbo:CapabilitySourcing ;
    skos:prefLabel "Outbound open innovation"@en ;
    rdfs:label "Outbound open innovation"@en ;
    skos:definition "Using external organisations to perform or commercialise functions."@en ;
    skos:inScheme pbo:CapabilitySourcingScheme ;
    skos:topConceptOf pbo:CapabilitySourcingScheme .

pbo:PropertyClassScheme a skos:ConceptScheme ;
    rdfs:label "Property class scheme"@en ;
    skos:prefLabel "Property class scheme"@en ;
    skos:definition "Property classes for tax rules."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:PropertyClass_NewResidentialBuild , pbo:PropertyClass_EstablishedResidential , pbo:PropertyClass_CommercialResidentialPremises , pbo:PropertyClass_BuildToRentProject , pbo:PropertyClass_AffordableHousing , pbo:PropertyClass_ResidentialRental .

pbo:PropertyClass_NewResidentialBuild a skos:Concept , pbo:PropertyClass ;
    skos:prefLabel "New residential build"@en ;
    rdfs:label "New residential build"@en ;
    skos:definition "New residential build: a property class value named in the corpus."@en ;
    skos:inScheme pbo:PropertyClassScheme ;
    skos:topConceptOf pbo:PropertyClassScheme .

pbo:PropertyClass_EstablishedResidential a skos:Concept , pbo:PropertyClass ;
    skos:prefLabel "Established residential"@en ;
    rdfs:label "Established residential"@en ;
    skos:definition "Established residential: a property class value named in the corpus."@en ;
    skos:inScheme pbo:PropertyClassScheme ;
    skos:topConceptOf pbo:PropertyClassScheme .

pbo:PropertyClass_CommercialResidentialPremises a skos:Concept , pbo:PropertyClass ;
    skos:prefLabel "Commercial residential premises"@en ;
    rdfs:label "Commercial residential premises"@en ;
    skos:definition "Commercial residential premises: a property class value named in the corpus."@en ;
    skos:inScheme pbo:PropertyClassScheme ;
    skos:topConceptOf pbo:PropertyClassScheme .

pbo:PropertyClass_BuildToRentProject a skos:Concept , pbo:PropertyClass ;
    skos:prefLabel "Build-to-rent project (50+ dwellings)"@en ;
    rdfs:label "Build-to-rent project (50+ dwellings)"@en ;
    skos:definition "Build-to-rent project (50+ dwellings): a property class value named in the corpus."@en ;
    skos:inScheme pbo:PropertyClassScheme ;
    skos:topConceptOf pbo:PropertyClassScheme .

pbo:PropertyClass_AffordableHousing a skos:Concept , pbo:PropertyClass ;
    skos:prefLabel "Qualifying affordable housing"@en ;
    rdfs:label "Qualifying affordable housing"@en ;
    skos:definition "Qualifying affordable housing: a property class value named in the corpus."@en ;
    skos:inScheme pbo:PropertyClassScheme ;
    skos:topConceptOf pbo:PropertyClassScheme .

pbo:PropertyClass_ResidentialRental a skos:Concept , pbo:PropertyClass ;
    skos:prefLabel "Residential rental property (any)"@en ;
    rdfs:label "Residential rental property (any)"@en ;
    skos:definition "Residential rental property (any): a property class value named in the corpus."@en ;
    skos:inScheme pbo:PropertyClassScheme ;
    skos:topConceptOf pbo:PropertyClassScheme .

pbo:ProjectPhaseScheme a skos:ConceptScheme ;
    rdfs:label "Project phase scheme"@en ;
    skos:prefLabel "Project phase scheme"@en ;
    skos:definition "Phases of an acquisition-to-operation pathway."@en ;
    rdfs:isDefinedBy <https://ontology.property.local/pbo> ;
    skos:hasTopConcept pbo:Phase_AcquisitionScreening , pbo:Phase_ConditionalDueDiligence , pbo:Phase_ConceptAndApprovals , pbo:Phase_Construction , pbo:Phase_Completion , pbo:Phase_OperatingApprovals , pbo:Phase_LeaseUp , pbo:Phase_OngoingOperation .

pbo:Phase_AcquisitionScreening a skos:Concept , pbo:ProjectPhase ;
    skos:prefLabel "Acquisition screening"@en ;
    rdfs:label "Acquisition screening"@en ;
    skos:definition "Acquisition screening: a project phase value named in the corpus."@en ;
    skos:inScheme pbo:ProjectPhaseScheme ;
    skos:topConceptOf pbo:ProjectPhaseScheme .

pbo:Phase_ConditionalDueDiligence a skos:Concept , pbo:ProjectPhase ;
    skos:prefLabel "Conditional due diligence"@en ;
    rdfs:label "Conditional due diligence"@en ;
    skos:definition "Conditional due diligence: a project phase value named in the corpus."@en ;
    skos:inScheme pbo:ProjectPhaseScheme ;
    skos:topConceptOf pbo:ProjectPhaseScheme .

pbo:Phase_ConceptAndApprovals a skos:Concept , pbo:ProjectPhase ;
    skos:prefLabel "Concept and approvals"@en ;
    rdfs:label "Concept and approvals"@en ;
    skos:definition "Concept and approvals: a project phase value named in the corpus."@en ;
    skos:inScheme pbo:ProjectPhaseScheme ;
    skos:topConceptOf pbo:ProjectPhaseScheme .

pbo:Phase_Construction a skos:Concept , pbo:ProjectPhase ;
    skos:prefLabel "Construction"@en ;
    rdfs:label "Construction"@en ;
    skos:definition "Construction: a project phase value named in the corpus."@en ;
    skos:inScheme pbo:ProjectPhaseScheme ;
    skos:topConceptOf pbo:ProjectPhaseScheme .

pbo:Phase_Completion a skos:Concept , pbo:ProjectPhase ;
    skos:prefLabel "Completion"@en ;
    rdfs:label "Completion"@en ;
    skos:definition "Completion: a project phase value named in the corpus."@en ;
    skos:inScheme pbo:ProjectPhaseScheme ;
    skos:topConceptOf pbo:ProjectPhaseScheme .

pbo:Phase_OperatingApprovals a skos:Concept , pbo:ProjectPhase ;
    skos:prefLabel "Operating approvals"@en ;
    rdfs:label "Operating approvals"@en ;
    skos:definition "Operating approvals: a project phase value named in the corpus."@en ;
    skos:inScheme pbo:ProjectPhaseScheme ;
    skos:topConceptOf pbo:ProjectPhaseScheme .

pbo:Phase_LeaseUp a skos:Concept , pbo:ProjectPhase ;
    skos:prefLabel "Lease-up"@en ;
    rdfs:label "Lease-up"@en ;
    skos:definition "Lease-up: a project phase value named in the corpus."@en ;
    skos:inScheme pbo:ProjectPhaseScheme ;
    skos:topConceptOf pbo:ProjectPhaseScheme .

pbo:Phase_OngoingOperation a skos:Concept , pbo:ProjectPhase ;
    skos:prefLabel "Ongoing operation"@en ;
    rdfs:label "Ongoing operation"@en ;
    skos:definition "Ongoing operation: a project phase value named in the corpus."@en ;
    skos:inScheme pbo:ProjectPhaseScheme ;
    skos:topConceptOf pbo:ProjectPhaseScheme .